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No Credit Needed*

There's no credit needed to apply for the lease-to-own purchase option

90-Day Purchase Option*

Standard agreement offers 12 month to owndership. 90-day purchase options cost more than the retailer's cash price (except 3-month option in CA).

Flexible Payments

Flexible weekly, bi-weekly, or monthly payment options make it simple to use.

A quick, simple application and purchase process

Frequently Asked Questions

What is the Progressive lease-to-own program?

The lease-to-own program from Progressive Leasing lets you pay over time for the gear you want now. Progressive offers a simple lease program where you make payments over time. Once the payments are made in full, you own the gear. Lease-to-own program is provided by Prog Leasing, LLC.

How does this program work?

You can complete the lease application online, typically in under five minutes. Once approved, please call a LifeSpan Fitness representative at (877) 898-1970 or visit select stores to make your lease purchase. The Progressive Leasing program is not currently available online or in MN, NJ, VT, WI & WY. Not all applicants are approved.

What do I need to be eligible and to apply?

You must be 18 years or older (19 years or older in AL), and have a valid Social Security Number, routing and account numbers for an open and active checking account, and a credit or debit card (prepaid cards not accepted).

Does applying for a lease impact my credit score?

Applying for a lease with Progressive Leasing should not impact your FICO score; however, we do look at credit bureau reports, and this inquiry may appear on your credit report.

How much can I get approved for?

Approval amounts will vary. Progressive looks at several data points, including employment status and banking history. If it is determined that a Progressive Lease is a good fit, an approval and amount will be provided. The minimum lease amount must be at least $150.

Is there a processing fee for a Progressive lease?

There is no processing fee. Progressive charges an initial $79 payment when you sign the lease (payment varies in CA). This is your first payment and part of the total cost of the lease. If you are not approved, you will not be charged.

Important Information

The advertised service is lease-to-own or a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. See lease for details. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY. *No Credit Needed – Progressive Leasing obtains information from credit bureaus. Not all applicants are approved. *The initial Payment (plus tax) is charged at lease signing. Remaining lease payments will be determined upon item selection. *90-day purchase option – Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970

Complete your home gym or office today. No credit needed.